Glossary of Spanish Property Terms

dictionary

The real estate industry in Spain has its own jargon and differs from other Spanish speaking countries.

There are also some terms that are specific to a region in Spain. For example a country house in the region of Catalonia most of the time is referred to as a Masía, in Andalucía a Cortijo and in the Balearics a Finca rústica.

I have compiled a list of the most essential real estate terms you’re likely to encounter. The following real estate glossary is a handy reference for English speaking buyers or sellers or anyone who’s interested in the industry.

I update this list on a regular basis and should you want to have a term included, do not hesitate to send it through the form provided below.

I have provided audio files of each Spanish term for your convenience. You can also use the search functionality to find any Spanish or English real estate terms.

SpanishEnglish 🔊
A corto plazoShort-term
AbogadoLawyer
AcreedorCreditor
AcuerdoAgreement
Administrador de fincasLicensed property administrator
AdosadoSemi-detached
AgenciaEstate agent
AguaWater
Aire acondicionadoAir conditioning
AmortizaciónDepreciation, redemption.
AmuebladoFurnished
ApartamentoApartment
APIOne of the official property agents bodies
ArrendadorLandlord
ÁrbolesTrees
ArmariosClosets
Arras, señalDown payment, Deposit
AsequibleAffordable
AsignarAllocate
ÁticoPenthouse
AvalGuarantee requested by the bank to approve a mortgage application.
AyuntamientoTown hall, city hall
BalcónBalcony
BancoBank
BañoBathroom
BaratoCheep
BarbacoaBarbacue
BeneficiarioBeneficiary
BiénGood, well
Bienes, ActivosAssets
BodegaCellar
Boletín de engancheOfficial report on the property services, like water and gas
BungalowBungalow
CantidadAmount
CabañaCabin, hut
Caja de ahorrosSavings bank. Usually offers mortgage deals
CalefacciónHeating
Campo de golfGolfcourse
Capital en la propiedadHome equity
CaracterísticasFeatures
CargasCharges, Debts
CaroExpensive
CasaHouse
Casa de puebloTownhouse
CastilloCastle
CatastroSpanish Land Register
Cédula de habitabilidadCertificate of occupancy
CertificadoCertificate
Certificado energéticoEnergy certificate
ChaletVilla
ChimeneaFireplace / chimney
CláusulaClause
CocinaKitchen
ComedorDining room
ComisiónCommission
CompraPurchase
Compra sobre planoOff-plan property purchase
CompradorBuyer
Comunidad de propietariosCommunity of property owners
ComunitarioCommunal
ConWith
CondiciónCondition
ConstrucciónConstruction
ConstruirTo build
Contableaccountant
ContraofertaCounteroffer
ContratoContract
Contrato de arrendamientoRental contract
Contrato de compraventaSales contract
CondiciónCondition
ConstructorBuilder
CortijoCottage in Andalusia
CostosCosts
¿Cuánto cuesta?How much is it?
Cuenta bancariaBank account
Cuenta de depósito en garantíaEscrow account
CuotaInstallment
Declaración de obra nuevaNew build certificate
DépositoDeposit
DesahucioEviction
DeudaDebt
DineroMoney
Documento privadoPrivate document
Documento públicoPublic document
DormitorioBedroom
EdificioBuilding
Efectivo en manoCash on hand
ElectricidadElectricity
EmbargoRepossession, foreclosure
EscalerasStairs
EscrituraDeeds
Escritura pública de compraventaTitle deed
EstimaciónEstimate
EuriborEuro Interbank Offered Rate
FacturaInvoice
FianzaDeposit
FincaFarm, Estate.
FraudeScam, Fraud
Ganancias patrimonialesCapital gains
Ganga, CholloBargain
GarajeGarage
GarantíaGuarantee, Collateral
GastosExpenses
GestorA bookkeeper specialized in real estate
GestoríaBookkeeper or firm specialised in obtaining official documents, permits, licences...
GIPEOne of the official property agents bodies
HabitaciónRoom
HaciendaThe tax office
HerederoInheritor
HipotecaMortgage
HonorariosFees
Impuestos de actos jurídicos documentadosTax on documented legal acts
Impuestos de transmisiones patrimonialesProperty transfer tax
IBI - Impuesto sobre bienes inmueblesYearly property tax
Impuesto sobre el incremento del valor de los terrenosTax on the increase of land value
Impuesto sobre el patrimonioCapital gains tax
ImpuestosTaxes
IncumplimientoDefaul
Informe de tasaciónAppraisal repport
IngresosIncome
InmobiliariaEstate agency / Realtor
InmuebleProperty
InterésInterest
IRPFIncome tax
IVAVAT
Obra nuevaNew Built
JardínGarden
Largo PlazoLong-term
LavaderoLaundry room
LeyLaw
Libre de cargasFree of debts
Libro del edificioDocuments specifying the property features, which must be handed over by the promoter when building is finished
LicenciaLicence
Licencia de obrasBuilding licence
Licencia de primera ocupaciónCertificate of habitation, given when a new building is fit to live in
LocalPremises
LuzLight
MaderaWood
MarSea
MasíaCountry house in Catalonia
Metros cuadradosSquare meters
MuchoMany
MueblesFurniture
NIEPersonal identification number for non-Spaniards
NIFFiscal Identity Number
Nota simpleLand registry short copy
NotarioNotary
Obra nuevaNew build
OfertaOffer
Oferta vinculanteBank document certifying the exact mortgage conditions
Opción de compra (contrato)Purchase option (contract)
Orientación surSouth facing
PagarTo pay
Pago en efectivoCash payment
Pago inicialDown payment
ParcelaPlot of land
ParedWall
Pensión alimenticiaalimony
Permiso de residenciaResidency (permit)
PiedraStone
PiscinaSwimming pool
PisoFlat
Plan parcialDevelopment plan
PlantaFloor
PlayaBeach
PlazoTerm
PlusvalíaProperty tax
PoderPower
Poder legalPower of attorney
Posesión, Entrega de llavespossession
PozoWater well
PrecioPrice
Precio de compraPurchase price
Precio de mercadoFair market value
Precio más bajoBottom price
PréstamoLoan
Préstamo con techoLoan with variable interests with fixed minimum and maximum
Préstamo hipotecarioMortgage Loan
PresupuestoBudget
PropiedadProperty
Propiedad de inversiónInvestment property
PropietarioProperty owner
PromedioAverage
PromotorProperty developer
PuertaDoor
Registro de la propiedadLand Register
Quiebra, BancarrotaBankruptcy
ReclamarTo claim
RenovaciónRenewal
Representante fiscalOfficial tax representative of foreigner
ResidenteResident
RetenciónA deposit held by the tax office while final amounts of taxes are calculated
SalónLiving room
Se alquilaFor rent
Se vendeFor sale
Segunda viviendaSecond home
Seguro de amortización de préstamosLoan repayment insurance
SeguroInsurance
Seguro multirriesgo hogarHome insurance
SeñalDeposit, down payment
SolarPlot
SolicitarTo apply
SueloFloor
Suelo urbanizableBuilding land
Tarjeta de residenciaResidency card
TasaFee
Tasa de cambioExchange rate
Tasa de porcentaje anualAnnual percentage rate
Tasa de interés fijaFixed interest rate
TasaciónAppraisal or valuation of property
TechoCeiling
TejadoRoof
TeléfonoTelephone
TerrazaTerrace
TerrenoTerrain
Tipo de interésInterest rate
Título de propiedadDeeds stating the ownership of property, date of sale etc.
TraspasoTransfer
TrasteroStorage room
UsofructoRight of use
UTMPlot number at the land register
Valor catastralLand register value
Valor realReal Estate value
VendedorSeller
VestíbuloHall
Vigas de maderaWooden beams
VistasViews
ViviendaProperty
Vivienda de protección oficial (VPO)Subsidized Housing
ZonaZone or area

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